Open Enrollment Countdown
Your Future, Your Choices
Schedule an appointment with a Benefit Enroller.
Open Enrollment Presentation (PowerPoint)
Open Enrollment Presentation (Video - AU Authentication Required)
Auburn University offers many benefits to employees and their dependents. This website includes information about these benefits, to help you be certain that you are selecting the best options for you and your family.
You may have some questions during the Open Enrollment process. Be assured that our benefits enrollers, along with our Auburn University Human Resources team, will be committed to making your online enrollment process as simple as possible.
Please know that what we offer is designed to protect you and your family, and that we are able and willing to assist you. You can enroll with confidence for your 2024 benefits.
New Options for 2024
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An HDHP has lower monthly premiums than standard health plans. However, if you utilize an HDHP and need medical care, you will be responsible for a higher deductible than is typically associated with a standard health plan.
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A Health Savings Account could help you pay for eligible medical expenses that are not covered by your insurance plan. HSAs offer triple tax benefits that provide a way to save for healthcare costs while reducing your taxable income.
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Accident insurance pays a lump sum if you or your covered eligible dependent are injured in an accident.
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A hospital indemnity plan which pays a lump sum if you or your covered eligible dependent are admitted to the hospital.
Important Categories
Important Categories
FAQs
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Open Enrollment is when you may enroll, cancel, or make changes to your benefits elections.
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These changes will be effective as of Jan. 1, 2024.
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Please review this website for information about our 2024 benefits.
Open Enrollment begins on Oct. 16, 2023, and ends on Nov. 15, 2023, at 4:45 p.m.
IMPORTANT: IRS regulations do not allow for plan enrollment or changes beyond Nov. 15, 2023, at 4:45 p.m., unless there is a qualifying event (i.e. marriage, divorce, birth of a child, etc.) during the year.
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Open Enrollment begins two weeks earlier this year, on Oct. 16. Information is available at aub.ie/oe. Open Enrollment packets will not be mailed to employees this year.
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For the 2024 plan year, there will be two health plan options:
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The current Preferred Provider Organization (PPO) plan, and
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The new High Deductible Health Plan (HDHP).
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PPO premium rates for 2024 will increase by 4% when compared to the current Tier 3 premium rates. (Employees making $40,800 or more annually currently pay Tier 3 rates.)
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In the PPO, there is no longer a “Tier 2” for employees making $40,799 or less annually. However, these employees will receive a monthly subsidy to ensure their increase is also 4%.
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Depending on the employee’s salary, HDHP premiums rates will be 40% to 54% lower than the 2023 PPO rates. However, the HDHP features higher deductibles.
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An HSA is a triple-advantaged savings account that can be established with the HDHP.
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Employee HSA contributions are tax-free via payroll deductions. Unlike the FSA, an employee can change this monthly deduction throughout the year and contribute up to the following annual limits:
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The employee must be enrolled in the HDHP and meet eligibility requirements to contribute to an FSA.
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Auburn will also contribute to the employee’s HSA. The employee must open their HSA account to receive this money and contribute at least $60 annually.
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There will be no cost increases to dental or vision insurance.
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Beginning in 2024, Auburn will offer two new insurance products: accident insurance and hospital indemnity insurance.
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Other insurance products will be guaranteed issue during Open Enrollment. These include term life, whole life, group cancer, and group critical illness.
We strongly encourage you to review your benefit options at aub.ie/oe and to explore the insurance offerings that are available to full-time, benefit-eligible employees.
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If you are enrolled in health, dental, and/or vision insurance plans or other voluntary benefit plans, and you do not want to make any changes to your coverages, there is nothing you need to do to continue them.
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However, you must re-enroll for the Flexible Spending Account (FSA).
Yes. If you are currently enrolled in the FSA, you must re-enroll or your FSA contributions, which include the medical and/or dependent care (child/elder care) accounts, will end as of Dec. 31, 2023.
IMPORTANT:
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Previous elections DO NOT roll over to the next calendar year.
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If choosing the HDHP all FSA monies must be spent by Dec. 31, 2023.
You should review the following information as you complete online enrollment, providing updates or changes as necessary:
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Your beneficiaries (the person or entity you name in an insurance policy to receive benefits) for basic life, voluntary life and accidental death and dismemberment (AD&D) insurances, along with voluntary and mandatory retirement accounts
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Social Security number(s) and date(s) of birth for your dependent(s)
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Life insurance rates for you and your dependent(s) (Rates may change depending on age)
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Emergency contacts: You can update your emergency contacts through AU Access - Self Service Banner (SSB). Look for “Update Emergency Contacts” under the “Personal Information” tab.
Ensuring the eligibility of all dependents and members enrolled in our benefits plans is crucial to reducing financial, legal, and employee risk. During Open Enrollment, you should review your dependents and remove anyone who may not meet the definition of an eligible dependent.
For more information visit auburn.edu/hr/benefits/dependent-eligibility.html.
In 2018, the Employee Hardship Fund was established to provide financial support to eligible Auburn employees who are experiencing a temporary financial hardship due to a qualifying life event.
It is funded entirely by voluntary charitable donations. Any person or entity is eligible to donate to the fund. Contributing to the fund is easy, and donors can make a one-time or ongoing gift. They can also share gift credit with or give in honor or memory of another person. For more information on the fund or to find links to contribute, visit the Hardship Fund website.
If you still have questions after reviewing this website, please schedule an appointment with a benefits enroller or email oe@auburn.edu.